{"id":543,"date":"2015-10-14T08:41:44","date_gmt":"2015-10-14T08:41:44","guid":{"rendered":"https:\/\/blogs.imf-formacion.com\/blog\/logistica\/?p=543"},"modified":"2020-06-22T20:07:20","modified_gmt":"2020-06-22T18:07:20","slug":"aspectos-basicos-a-tener-en-cuenta-para-el-seguro-de-transporte","status":"publish","type":"post","link":"https:\/\/blogs.imf-formacion.com\/blog\/logistica\/transportes\/aspectos-basicos-a-tener-en-cuenta-para-el-seguro-de-transporte\/","title":{"rendered":"Aspectos b\u00e1sicos en el seguro de transporte"},"content":{"rendered":"<div class=\"blogs-antes-del-contenido\" id=\"blogs-2213473015\"><a href=\"https:\/\/www.imf-formacion.com\/comunicacion\/descargar-gratis-guia-mejor-perfil-linkedin-perfecto\/\" target=\"_blank\">\r\n\t<img decoding=\"async\" src=\"https:\/\/d2xtbylwu97mzb.cloudfront.net\/\/blog\/prevencion-riesgos-laborales\/wp-content\/uploads\/2020\/06\/730x67-Guia-Linkedin.gif\";>\r\n<\/a><\/div><input type=\"hidden\" value=\"\" data-essbisPostContainer=\"\" data-essbisPostUrl=\"https:\/\/blogs.imf-formacion.com\/blog\/logistica\/transportes\/aspectos-basicos-a-tener-en-cuenta-para-el-seguro-de-transporte\/\" data-essbisPostTitle=\"Aspectos b\u00e1sicos en el seguro de transporte\" data-essbisHoverContainer=\"\"><p><a href=\"https:\/\/blogs.imf-formacion.com\/blog\/logistica\/wp-content\/uploads\/2015\/10\/seguro-transporte-mercancias-1.jpg\"><img loading=\"lazy\" decoding=\"async\" id=\"longdesc-return-1035\" class=\"alignleft size-full wp-image-1035\" tabindex=\"-1\" src=\"https:\/\/blogs.imf-formacion.com\/blog\/logistica\/wp-content\/uploads\/2015\/10\/seguro-transporte-mercancias-1.jpg\" alt=\"aspectos b\u00e1sicos del seguro de transporte \" width=\"800\" height=\"440\" longdesc=\"https:\/\/blogs.imf-formacion.com\/blog\/logistica?longdesc=1035&amp;referrer=543\" srcset=\"https:\/\/blogs.imf-formacion.com\/blog\/logistica\/wp-content\/uploads\/2015\/10\/seguro-transporte-mercancias-1.jpg 800w, https:\/\/blogs.imf-formacion.com\/blog\/logistica\/wp-content\/uploads\/2015\/10\/seguro-transporte-mercancias-1-300x165.jpg 300w, https:\/\/blogs.imf-formacion.com\/blog\/logistica\/wp-content\/uploads\/2015\/10\/seguro-transporte-mercancias-1-768x422.jpg 768w\" sizes=\"auto, (max-width: 800px) 100vw, 800px\" \/><\/a><\/p>\n<p>Todo transporte (nacional o internacional) adem\u00e1s de estar amparado por un contrato de transporte, tiene que tener un seguro de transporte que proteja a todas las partes que intervienen en el mismo en caso de siniestro.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"%E2%80%A6pero_%C2%BFque_es_el_seguro_de_transporte\"><\/span>\u2026pero, \u00bfqu\u00e9 es el seguro de transporte?<span class=\"ez-toc-section-end\"><\/span><\/h2><div id=\"ez-toc-container\" class=\"ez-toc-v2_0_76 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">\u00cdndice de Contenidos<\/p>\n<label for=\"ez-toc-cssicon-toggle-item-6aceb2e93d192\" class=\"ez-toc-cssicon-toggle-label\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/label><input type=\"checkbox\"  id=\"ez-toc-cssicon-toggle-item-6aceb2e93d192\"  aria-label=\"Alternar\" \/><nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/blogs.imf-formacion.com\/blog\/logistica\/transportes\/aspectos-basicos-a-tener-en-cuenta-para-el-seguro-de-transporte\/#%E2%80%A6pero_%C2%BFque_es_el_seguro_de_transporte\" >\u2026pero, \u00bfqu\u00e9 es el seguro de transporte?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/blogs.imf-formacion.com\/blog\/logistica\/transportes\/aspectos-basicos-a-tener-en-cuenta-para-el-seguro-de-transporte\/#%C2%BFQue_elementos_aparecen_en_el_seguro_de_transporte\" >\u00bfQu\u00e9 elementos aparecen en el seguro de transporte?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/blogs.imf-formacion.com\/blog\/logistica\/transportes\/aspectos-basicos-a-tener-en-cuenta-para-el-seguro-de-transporte\/#%C2%BFComo_se_clasifican_los_seguros_de_transporte\" >\u00bfC\u00f3mo se clasifican los seguros de transporte?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/blogs.imf-formacion.com\/blog\/logistica\/transportes\/aspectos-basicos-a-tener-en-cuenta-para-el-seguro-de-transporte\/#%C2%BFQue_es_la_Poliza_del_seguro_de_transporte\" >\u00bfQu\u00e9 es la P\u00f3liza del seguro de transporte?<\/a><\/li><\/ul><\/nav><\/div>\n\n<p>El seguro de transporte es el contrato por medio del cual el asegurador asume los da\u00f1os y p\u00e9rdidas materiales sobrevenidos, bien al material de transporte, bien a la mercanc\u00eda transportada (seguro de da\u00f1os a la caga) durante su transporte por cualquier medio.<\/p>\n<p>Conviene en este punto diferenciar entre dos documentos que en el transporte se suelen confundir con, lamentablemente, excesiva asiduidad. Estos dos documentos son: el contrato de transporte, y el contrato de seguro del transporte.<\/p>\n<p>El contrato de transporte se establece entre el remitente o cargador y el porteador o transportista, mientras que el contrato de seguro de transporte se establece entre tomador y asegurador, es decir, sobre una misma operaci\u00f3n (transporte de una mercanc\u00eda desde un origen a un destino) act\u00faan diferentes agentes.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"%C2%BFQue_elementos_aparecen_en_el_seguro_de_transporte\"><\/span>\u00bfQu\u00e9 elementos aparecen en el seguro de transporte?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Los elementos del contrato del seguro de un transporte log\u00edstico no difieren en exceso (de hecho son pr\u00e1cticamente iguales) que los que cualquiera de nosotros tenemos contratado para nuestro veh\u00edculo particular.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"%C2%BFComo_se_clasifican_los_seguros_de_transporte\"><\/span>\u00bfC\u00f3mo se clasifican los seguros de transporte?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Los seguros de transporte se pueden clasificar seg\u00fan distintos par\u00e1metros:<\/p>\n<ul>\n<li>Modo de transporte: terrestre (carretera y ferrocarril), mar\u00edtimo, a\u00e9reo, etc.,<\/li>\n<li>Objeto asegurado: seguro de mercanc\u00edas (seguro de da\u00f1os), de veh\u00edculos, etc.,<\/li>\n<li>Duraci\u00f3n del seguro: por operaci\u00f3n, por estaciones o temporadas, indefinidamente.<\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"%C2%BFQue_es_la_Poliza_del_seguro_de_transporte\"><\/span>\u00bfQu\u00e9 es la P\u00f3liza del seguro de transporte?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Otro aspecto importante del seguro de transporte es la \u201cp\u00f3liza\u201d de transporte.<\/p>\n<p>La p\u00f3liza del seguro de transporte es la formalizaci\u00f3n en un documento f\u00edsico del contrato de seguro de transporte. En \u00e9l aparecer\u00e1n reflejadas las condiciones generales y particulares del seguro contratado, y el mismo deber\u00e1 ser ratificado y firmado por las partes contratantes.<\/p>\n<p>En toda p\u00f3liza de seguro de transporte tienen que existir unas condiciones generales y otras particulares. Estas quedan reflejadas a modo de comprobante en el denominado \u201ccertificado de seguro\u201d que prueba la existencia de una p\u00f3liza de seguro de transporte.<\/p>\n<p>Las coberturas que suelen aplicarse (a nivel internacional) son las establecidas por el Instituto de Aseguradores de Londres (ICC), conocidas como \u201ccl\u00e1usulas inglesas\u201d. Existen tres tipos de cobertura:<\/p>\n<ul>\n<li>Cobertura \u201cC\u201d.- Es la que ofrece una menor cobertura.<\/li>\n<li>Cobertura \u201cB\u201d.- Ofrece una cobertura intermedia<\/li>\n<li>Cobertura \u201cA\u201d.- Es la de mayor cobertura (aunque no a todo riesgo). Es la cobertura m\u00e1s usada junto con dos adicionales que cubren p\u00e9rdidas por guerra y huelgas.<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<p><a href=\"https:\/\/blogs.imf-formacion.com\/blog\/logistica\/wp-content\/uploads\/2015\/08\/juanantonio-269x300.jpg\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft wp-image-437\" src=\"https:\/\/blogs.imf-formacion.com\/blog\/logistica\/wp-content\/uploads\/2015\/08\/juanantonio-269x300.jpg\" alt=\"Juan Antonio Marco, blog de log\u00edstica de IMF Business Scchol\" width=\"124\" height=\"138\"><\/a><\/p>\n<p>&nbsp;<\/p>\n<p><a href=\"https:\/\/www.imf-formacion.com\/blog\/corporativo\/juan-antonio-marco\/\"><strong><span style=\"color: #993300;\">Juan Antonio Marco<\/span><\/strong><\/a>, tutor del <strong><a href=\"https:\/\/www.imf-formacion.com\/comunicacion\/?c=32138\">M\u00e1ster en Log\u00edstica y Cadena de Suninistro<\/a><\/strong> de IMF Business School.<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<div class=\"volverhome\"><a title=\"Volver a la home\" href=\"https:\/\/blogs.imf-formacion.com\/blog\/logistica\/\">Volver a la home<\/a><\/div>\n","protected":false},"excerpt":{"rendered":"<input type=\"hidden\" value=\"\" data-essbisPostContainer=\"\" data-essbisPostUrl=\"https:\/\/blogs.imf-formacion.com\/blog\/logistica\/transportes\/aspectos-basicos-a-tener-en-cuenta-para-el-seguro-de-transporte\/\" data-essbisPostTitle=\"Aspectos b\u00e1sicos en el seguro de transporte\" data-essbisHoverContainer=\"\">","protected":false},"author":2,"featured_media":1035,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"kt_blocks_editor_width":"","footnotes":"","_expiration-date-status":"saved","_expiration-date":0,"_expiration-date-type":"","_expiration-date-categories":[],"_expiration-date-options":[]},"categories":[117],"tags":[128],"class_list":["post-543","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-transportes","tag-transporte"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v20.4 (Yoast SEO v20.4) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Aspectos b\u00e1sicos en el seguro de transporte &bull; Log\u00edstica Hoy - IMF Business School<\/title>\n<meta name=\"description\" content=\"Todo transporte adem\u00e1s de estar amparado por un contrato de transporte, tiene que tener un seguro de transporte que proteja a todas las partes.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/blogs.imf-formacion.com\/blog\/logistica\/transportes\/aspectos-basicos-a-tener-en-cuenta-para-el-seguro-de-transporte\/\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:title\" content=\"Aspectos b\u00e1sicos en el seguro de transporte &bull; Log\u00edstica Hoy - IMF Business School\" \/>\n<meta name=\"twitter:description\" content=\"Todo transporte adem\u00e1s de estar amparado por un contrato de transporte, tiene que tener un seguro de transporte que proteja a todas las partes.\" \/>\n<meta name=\"twitter:image\" content=\"https:\/\/blogs.imf-formacion.com\/blog\/logistica\/wp-content\/uploads\/2015\/10\/seguro-transporte-mercancias-1.jpg\" \/>\n<meta name=\"twitter:creator\" content=\"@IMFFORMACION\" \/>\n<meta name=\"twitter:label1\" content=\"Escrito por\" \/>\n\t<meta name=\"twitter:data1\" content=\"El Blog de IMF Business School\" \/>\n\t<meta name=\"twitter:label2\" content=\"Tiempo de lectura\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutos\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/blogs.imf-formacion.com\/blog\/logistica\/transportes\/aspectos-basicos-a-tener-en-cuenta-para-el-seguro-de-transporte\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/blogs.imf-formacion.com\/blog\/logistica\/transportes\/aspectos-basicos-a-tener-en-cuenta-para-el-seguro-de-transporte\/\"},\"author\":{\"name\":\"El Blog de IMF Business School\",\"@id\":\"https:\/\/blogs.imf-formacion.com\/blog\/logistica\/#\/schema\/person\/5931b965b4a067a0b5f4f4a4f57557b2\"},\"headline\":\"Aspectos b\u00e1sicos en el seguro de transporte\",\"datePublished\":\"2015-10-14T08:41:44+00:00\",\"dateModified\":\"2020-06-22T18:07:20+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/blogs.imf-formacion.com\/blog\/logistica\/transportes\/aspectos-basicos-a-tener-en-cuenta-para-el-seguro-de-transporte\/\"},\"wordCount\":499,\"commentCount\":1,\"publisher\":{\"@id\":\"https:\/\/blogs.imf-formacion.com\/blog\/logistica\/#organization\"},\"keywords\":[\"transporte\"],\"articleSection\":[\"transportes\"],\"inLanguage\":\"es\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/blogs.imf-formacion.com\/blog\/logistica\/transportes\/aspectos-basicos-a-tener-en-cuenta-para-el-seguro-de-transporte\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/blogs.imf-formacion.com\/blog\/logistica\/transportes\/aspectos-basicos-a-tener-en-cuenta-para-el-seguro-de-transporte\/\",\"url\":\"https:\/\/blogs.imf-formacion.com\/blog\/logistica\/transportes\/aspectos-basicos-a-tener-en-cuenta-para-el-seguro-de-transporte\/\",\"name\":\"Aspectos b\u00e1sicos en el seguro de transporte &bull; 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